What should I pay attention to when acting as a POS machine? What is the direct sign and the group? What is the prospect?

According to the data of mobile payment, POS distribution and credit card issuance in the “Overall Situation of Payment System Operation in 2017” issued by the central bank, the prospects of the payment market are good, and the scale is very large. Although there are many people doing it now, I feel that it is not too late to do anything as long as it feels feasible. Others can do well and earn money. Why can't they do it?

The reason for the group to warm up, I think everyone should understand the truth, the direct signing of the agency and the nature of their direct signing are exactly the same. But the risks and pressures between the two are completely different.

Newspaper group heating

It can be understood that the original order quantity of one organization is spread to five institutions or more, and this operation mode will greatly reduce the cost, risk, pressure and the like of the organization.

Everyone knows that the most profitable relationship between the payment industry pos agent and the profit is the settlement point, but this settlement point depends on a crucial link "transaction volume". I don’t have much to say about the volume of transactions between an organization and the volume of transactions between five institutions or more. I believe everyone can be clear.

Independent direct sign

Independent direct signing can guarantee absolute dominance, but it bears the pressure, risk and volume of the volume of the goods that are believed to affect the settlement policy.

1. To select a licensed payment institution, it is necessary to verify whether the coverage of its business meets the requirements of your development area;

Second, if you choose a payment agency service provider, choose a reliable agent and sign the contract;

Third, activate cashback, not return to the machine

Many agents will have a preferential policy to activate one machine. It seems to be a good deal, but there will be a problem. When you work hard to promote the machine, you won't make any money at the end, leaving a bunch of machines. It is more reliable to return the agent.

Fourth, whether the distribution is normal or not

Many agents will promise a high amount of distribution. The third-party payment company makes money by swiping the fee. The distribution ratio is as follows: credit card issuing bank: 0.45%, China UnionPay: 0.065% (issuing the issuing bank and third-party payment company each bear 50%) The cost of third-party payment is 0.4825. %, if the account is received immediately, the funds are paid with the third-party payment company. Calculating the cost is close to 0.5%, and the operating cost is at least 0.51%. No company can do a loss-making business.