Today, we will explain the future direction of the POS machine industry for everyone:
1. The transfer clearing market is about to open. In 2015, foreign card organizations officially entered the domestic market; transfer clearing will break the only situation of UnionPay;
2. The central bank will speed up the direct supervision of the progress of the third-party payment industry and realize the transition from the management direction to the management business;
3. MCC faces reforms, and the POS acquiring industry chaos will be improved accordingly. According to the relevant information obtained, the separation of lending and lending in the near stage is a general trend, but the overall fee standard may rise!
4. The threshold of POS agents is increasing, and you can do it in the future. All the employees in the bank card industry chain must be certified, standardized, and professionalized! Including: payment institution card issuer acquirer, acquirer, outsourcer! All need to have the corresponding entry qualifications!
5. The POS agent's revenue model has undergone tremendous changes. This website believes that from the current trend, the future revenue will be greatly reduced, and the market will become more rational. Therefore, an ideal POS agent needs to quickly find a diversified development model and become an industry. a model of development;
6. 90% of Erqing pos machine companies are facing a state of disappearance. The POS market is no longer an industry that can quickly make profits. At the same time, specialized service organizations will increase, and the level of technology and service will directly determine the development prospects of such companies;
7. UnionPay will completely sever the relationship with the bank, return to the card organization, and clear the role of the organization;
8. The monopoly position of UnionPay pricing will be broken. This website believes that under the current situation, if the standard operation is carried out, it is difficult for the institutions that rely solely on the fee income to survive. The market-oriented operation will force UnionPay to price the agent to settle the price according to the market price, completely breaking the UnionPay monopoly;
9. Merchants will choose service providers that provide better services. In the form of multi-party competition, the service will survive. As the silver merchants participate in market competition, the dominant position will gradually decrease, and the market will be slowly eroded by third parties. The payment company will continue to expand the market on the micro merchant's receipt, eventually forming a few oligarchs;
10, with the market's norms, the cash-based illegal business will gradually reduce and disappear under heavy punishment. In particular, after the separation of borrowing and lending, the cost of cashing increases, and cardholders will choose more sources of funds such as P2P;
11. Some payment companies will officially enter the capital market, and the business can be developed rapidly;
12. Cross-border transactions will become the main profit point for some payment institutions, and POS agent groups also have the possibility to go abroad to develop business.
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